10
POPcoins per ₹100 online
Shop online using your card. Eligible purchases can earn 10 POPcoins for every ₹100 spent.*
Lifetime-free offer through this channel*
Spend as usual.
Earn POPcoins.
Get the YES BANK POP-CLUB RuPay Credit Card with ₹0 joining fee and ₹0 annual fee under this promotional offer.
✓ ₹5,000 joining benefits*✓ Rewards on eligible spending✓ RuPay UPI payments
Check offer & applyContinue to BankSathi's application page. YES BANK decides eligibility and approval.
See what your spends could earnPOPCLUB
YES BANK credit card
RuPay
CREDIT
CREDIT
YOUR SPENDS.
YOUR REWARDS.pop.
YOUR REWARDS.pop.
₹0 annual fee*
Card illustration only. Actual card design may differ.₹0 + ₹0Joining + annual fee*
Earn POPcoinsOn eligible purchases
Bank applicationVia BankSathi
YOUR SPENDING → YOUR ESTIMATED REWARDS
See your spends
turn into POPcoins.
Move the sliders or enter your monthly spending. Check an estimate in seconds.
₹
Shopping online with this card, on eligible transactions.
₹
Eligible offline card purchases at stores.
Enter card spending here only. Add POP UPI spending separately below so the same purchase is not counted twice.
ESTIMATED CARD REWARDS / MONTH
660 coins
Based on the advertised rates for eligible online and offline card purchases.
From online purchases600 coins
From in-store purchases60 coins
Illustrative yearly card coins7,920 coins
What could your POPcoins be worth?Different redemption options have different values.
UP TO — eligible POPshop purchase discount*₹660
EXAMPLE — cashback at 10 coins = ₹1*₹66
*These are illustrations, not guaranteed savings or cashback. POPshop discounts depend on selected products, redemption limits and terms. Cashback conversion, where available, can differ. Spending exclusions, reward caps and rounding may reduce actual coins.
And what about UPI?
POP separately advertises 2% POPcoins on UPI transactions in the POP app, subject to its current terms. This is not the card's automatic reward rate.
₹
Illustrative POP UPI rewards
40 coins / month
At a promotional rate of 2% of eligible transaction value in POPcoins, if available to you.
Shown separately. Do not add this to card rewards for the same payment or assume POP app and card offers stack.
Explore offer & apply
₹0 joining and annual fees under the promotional offer. Bank approval and offer terms apply.
SIMPLE REWARDS, EVERYDAY
Three reasons to give your spending a POP.
No complicated explanation. Here's where the card's advertised rewards come from.
2
POPcoins per ₹100 in stores
Pay at eligible offline stores and earn 2 POPcoins per ₹100 spent.*
500+
Brands to explore on POPshop
Use POPcoins toward eligible offers across POP's curated shopping catalogue.*
WAIT, WHAT IS ONE POPCOIN WORTH?
Up to ₹1 off on POPshop.
Not ₹1 cash.
POP advertises 1 POPcoin = ₹1 for eligible POPshop purchases. Other options, including some cashback redemptions, can give a lower value. Always check the offer before redeeming.
POPshop offer example1 coin → up to ₹1*
Cashback example, where available10 coins → ₹1*
*Indicative conversion examples, not a promise of unrestricted cash back or a guaranteed discount on every item.Check my card offer
Go to BankSathi to review the offer and continue your application.
PAY WITH UPI
Your RuPay card.
Your everyday QR payments.
Link your RuPay credit card to a supported UPI app to pay eligible merchants. POP also has its own separate UPI rewards programme.
1
Link your RuPay card
Connect it through a supported UPI app after issuance and activation.
2
Pay an eligible merchant
Scan a merchant QR code and select the linked credit card where supported.
3
Check applicable rewards
Any POPcoins depend on the payment method and active reward offer.
RUPAY CARD + UPI
Pay eligible merchantsCard-on-UPI is for supported merchant purchases; it is not a way to send credit-card money to friends or transfer funds to a bank account.
SEPARATE POP APP OFFER
2% POPcoins*POP advertises this rate for eligible UPI transactions made through its app. Don't assume the same rate applies to every card-linked UPI transaction.
*UPI campaigns, payment modes, merchant eligibility, caps and exclusions can change. Card reward rates and POP UPI app reward rates are separate; combined earning is not assumed.
Explore the RuPay card offerYOUR WELCOME OFFER
Joining benefits
worth ₹5,000.*
Discover the promotional bundle offered through the referral channel. It may include vouchers, memberships and partner offers—not ₹5,000 deposited in your account.
*Offer components, value, qualifying spends, activation and redemption conditions may vary. Check the benefits shown in the application journey.POP's own website may show a different joining-benefit value from the BankSathi promotional listing. The offer visible during your actual application controls.
NO NEED TO SEARCH FOR THE NEXT STEP
Ready? Here's what happens next.
The application is completed with the authorized application partner and the bank—not on this page.
1
Tap Apply Now
Open the BankSathi referral application page.
2
Complete the application
Review the current offer and provide required details through the partner or bank's process.
3
Get the bank's decision
YES BANK checks eligibility and decides approval and the credit limit.
Start your application
No approval or credit limit is guaranteed.
GOOD TO KNOW
Questions before you apply?
Short answers to the details that matter.
Is the card really lifetime free?
The BankSathi promotional listing shows ₹0 joining and ₹0 annual fees. YES BANK's standard published schedule can list a renewal fee for non-lifetime-free cards. Confirm that the application or issuance documents for your offer explicitly say lifetime free.
Does 1 POPcoin equal ₹1 in my bank account?
No. POP advertises a value of up to ₹1 per coin on eligible POPshop purchases. Other redemption options—including some cashback redemptions—have different values. POPcoins are not the same as cash.
Will every UPI payment earn POPcoins?
POP advertises a separate 2% POPcoins offer for eligible payments via its UPI app, but this is not a guaranteed credit-card reward for every UPI payment. Check the current offer, payment type, restrictions and reward caps.
Are the ₹5,000 joining benefits cash?
No. This is the advertised total value of promotional benefits, which may comprise vouchers, partner offers and memberships. The actual bundle and redemption requirements are shown in the applicable offer.
Are there other credit card charges?
Yes. Lifetime free means no joining or annual membership fee under the confirmed offer. Interest, late-payment fees, cash-advance charges and other applicable transaction fees can still apply. Read the bank's latest terms before applying.
Can I get this card without income checks or with guaranteed approval?
No approval is guaranteed. YES BANK determines eligibility, verification requirements, approval and credit limit based on its policies.